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The Rules That Govern Your C-39
Every claim on these pages is cited to the statute or to CSLB itself, so you can check it rather than take our word for it. No premium figures, no savings promises.
Solo C-39 Roofer? You Still Need Workers' Comp
You run your own reroofs. Nobody on payroll. Renewal comes up and there’s the workers' comp exemption box, the one every one-man shop you know checks. If your…
Read the guide →SB 1455: What Actually Changes in 2028
An agent emails you about a California law that will require every licensed contractor to carry workers' compensation, employees or not. The date in the email is…
Read the guide →The Subcontractor Coverage Checklist
On January 9, 2026, a worker died in a fall of about 24 feet at a two-story house in Westchester. On August 3, Cal/OSHA announced citations against three…
Read the guide →A Certificate Is Not a Policy
The PM emails at 4:40 on a Friday. He needs a certificate before your crew sets foot on the property, and he wants his company named as additional insured. You…
Read the guide →Get an Instant GL Quote
Type your CSLB number, answer two questions, and see your general liability quote on the page. Your email comes last.